The Influence of Financial Literacy and Financial Inclusion on the Sustainability of Micro, Small and Medium Enterprises in Denpasar City Through Financial Performance as a Mediating Variable

Kadek Ayu Purniawati (Postgraduate Program, Universitas Terbuka, Jakarta, Indonesia)
Etty Puji Lestari (Postgraduate Program, Universitas Terbuka, Jakarta, Indonesia)
Andi Harmoko Arifin (Postgraduate Program, Universitas Terbuka, Jakarta, Indonesia)

Daengku: Journal of Humanities and Social Sciences Innovation
Vol. 4 No. 4 (2024)

Prevalent execution and economical trade can be realized in case vital endeavors are made. Denpasar City is one of the cities within the territory of Bali with an expansive number of MSMEs that have awesome openings to move forward the economy in Denpasar City. This inquire about was conducted to analyze the impact of money related considerations and budgetary education on the maintainability of MSMEs in Denpasar City through money related execution as an intervening variable. The test in this consideration was 98 MSMEs which were at that point analyzed using PLS (Partial Least Square) examination. The inquiry about comes about concluding that monetary proficiency had a positive and critical impact on the monetary execution of MSMEs in Denpasar City. This implies that the way better monetary education, the more prominent the budgetary execution of MSMEs in Denpasar City. Money related consideration includes a positive and noteworthy impact on the money related execution of MSMEs in Denpasar City. This implies that the way better monetary incorporation, the more noteworthy the monetary performance of MSMEs in Denpasar City. Budgetary education encompasses a positive and critical impact on the supportability of MSMEs in Denpasar City. This implies that the superior financial literacy, the superior conditions for the supportability of MSMEs in Denpasar City. Monetary consideration contains a positive and critical impact on the supportability of MSMEs in Denpasar City. This implies that the way better money related consideration, the way better the conditions for the supportability of MSMEs in Denpasar City. Money related execution contains a positive and critical impact on the maintainability of MSMEs. This implies that the way better the money related execution, the superior the conditions for the maintainability of MSMEs in Denpasar City. The impact of budgetary proficiency on trade supportability through monetary execution is positive and critical. This condition implies that the more monetary education of MSME players increases, the monetary execution will increase more, and progressing money related execution will in a roundabout way make commerce maintainability superior. The impact of monetary consideration on trade maintainability through budgetary execution is positive and critical. This condition implies that as the budgetary consideration of MSME players increases, monetary execution will also increase, and making strides budgetary execution will by implication move forward commerce supportability.