Jurnal Ilmiah Ekonomi dan Manajemen
Vol. 1 No. 4 (2023): Desember

Analisis Manajemen Risiko Operasional Pada Bank Syariah Indonesia (BSI) Pasca Merger

Faricha Lita Nabbila (Institut Agama Islam Negeri (IAIN) Kediri)
Andriani (Institut Agama Islam Negeri (IAIN) Kediri)
Dewi Fatmala Putri (Institut Agama Islam Negeri (IAIN) Kediri)
Widya Ratna Sari (Institut Agama Islam Negeri (IAIN) Kediri)



Article Info

Publish Date
05 Dec 2023

Abstract

This research is motivated by the existence of risks at Bank Syariah Indonesia. Under these conditions, the Bank evaluates and strengthens risk management tools to maintain business quality and the bank's health level. One component of operational risk is the efficiency ratio or what is called the Operational Expenses to Operating Income (BOPO) ratio. The aim of this research is to examine in depth the implementation of operational risk management at BSI which can influence the BOPO ratio at BSI. This research uses a qualitative research approach. The data in this research uses secondary data or literature study. Secondary data obtained came from the official BSI website, books, journals and articles related to research. The data analysis technique used is the Miles and Huberman model of qualitative data analysis techniques. The result of this research is that operational risk management at BSI has been implemented effectively. This is proven by the BSI BOPO ratio from 2021 continuing to decline.

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Journal Info

Abbrev

jiem

Publisher

Subject

Other

Description

JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM) berfokus pada penerbitan artikel berkualitas tinggi yang didedikasikan untuk semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen. Topik dalam Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada ...