Journal on Education
Vol 6 No 3 (2024): Volume 6 Nomor 3 Tahun 2024

The Influence of Bi Rate, Car, and CCYB Policy on Bank Stability in Indonesia

Diah Intan Pratiwi (Universitas Lampung)
Tiara Nirmala (Universitas Lampung)
Thomas Andrian (Universitas Lampung)
Nurbetty Herlina Sitorus (Universitas Lampung)



Article Info

Publish Date
04 Apr 2024

Abstract

This study is to examine how Indonesian bank stability (Z-Score) is affected by the BI Rate, CAR, and CCyB policy. Multiple regression analysis employing the Random Effect Model (REM) method is the technique employed. The study's findings indicate that, in part, the CAR, CCyB, and BI Rate policies have a positive and significant impact on bank stability in both Large Banks and Small Banks between 2010 and 2022. In addition, from 2010 to 2022, the BI Rate, CAR, and CCyB policies will all have a major impact on the stability of banks, both Large Banks and Small Banks. Aside from that, the Independent Sample T-Test results indicate that there are significant differences in the stability of banks, where Large Banks being more stable than Small Banks. Additionally, the differences is caused by bank sensitivity, where Small Banks being more influenced than Large Banks in the impact of the BI Rate, CAR, and CCyB policy variables on bank stability between 2010 and 2022.

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Journal Info

Abbrev

joe

Publisher

Subject

Education

Description

Journal On Education is a journal that publishes articles related to research (Case Study, Qualitative, Quantitative, Action Research), or development in the field of education such as early education, basic education, secondary education, out-of-school education, higher education, assessment in ...