Pengaruh Kredit Perbankan Terhadap Pertumbuhan Ekonomi dan Hubungannya dengan Kesejahteraan Masyarakat

Paulus Laratmase (Universitas Lelemuku Saumlaki)
Rosdiana (Sekolah Tinggi Ilmu Ekonomi Jambatan Bulan)
Adi Artino (Universitas Indraprasta PGRI)
Sulaiman Efendi Siregar (UIN Syahada Padangsidimpuan)
Try Wahyu Utami (UIN Syahada Padangsidimpuan)

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam

The aim of this research is to analyze the influence of banking credit on economic growth and social welfare. The type of research used in this research is secondary data, namely data in the form of numbers or quantitative time series. The findings in this research are that working capital credit has a positive and significant effect on economic growth, investment credit has a positive and significant effect on economic growth, and credit consumption has a positive and significant effect on economic growth. This means that if working capital credit, investment credit and consumption credit increase, economic growth will also increase. And if economic growth increases, it will encourage social prosperity.