Jurnal Scientia
Vol. 12 No. 04 (2023): Education, Sosial science and Planning technique, 2023, Edition September-Nov

ANALYSIS OF THE EFFECTIVENESS OF THE RISK MANAGEMENT APPROACH IN REDUCING FINANCIAL RISK

Suharini Suharini (Universitas Bina Sarana Informatika, Jakarta)
Ratih Hastasari (Universitas Bina Sarana Informatika, Jakarta)



Article Info

Publish Date
20 Nov 2023

Abstract

The development of the banking sector in Indonesia, which is increasingly dynamic and complex, creates challenges in managing financial risk for banks such as Bank Mega. Failure to identify, measure and manage financial risks can have major consequences. Risk management is the key to overcoming financial risks, involving identifying, measuring, controlling and reporting risks. This research focuses on analyzing financial risk management at Bank Mega and aims to analyze the risk management framework, evaluate the effectiveness of the risk management approach, and provide recommendations. The data used is secondary data and literature. The results show that Bank Mega has implemented good risk management with positive performance indicators. However, it is necessary to pay attention to liquidity, asset quality and risk mitigation to increase the effectiveness of risk management. This research is expected to contribute to understanding financial risk management in the Indonesian banking sector

Copyrights © 2023






Journal Info

Abbrev

pendidikan

Publisher

Subject

Education Mathematics

Description

Scientific Journal is a publication by Sean Institute, which is devoted to the field of education with the topic of Learning Effectiveness studies, Analysis of Learning Influences, Application of Learning Models and the development of instructional media; we also invite the teachers, researchers, ...