Jurnal Archipelago
Vol 3 No 01 (2024): Jurnal Archipelago

Inklusi Keuangan dalam Pengentasan Kemiskinan di Wilayah Kepulauan: Studi Kasus Provinsi Kepulauan Riau

Apriliawan, Yohanes Eki (Unknown)



Article Info

Publish Date
11 Jun 2024

Abstract

This research examines the importance of accessibility to financial infrastructure in efforts to alleviate poverty in the archipelagic region of the Riau Islands Province. The geographical condition consisting of numerous islands poses unique challenges in providing equitable access to financial services. Utilizing the Spatial Error Model and granular data down to the village/sub-district level, this study finds that the number of Banks and the presence of Automatic Teller Machines have a significant influence on the Global Relative Deprivation Index (GRDI) of poverty. The more Banks and ATMs in an area, the lower the poverty level tends to be. However, the accessibility of financial infrastructure in the Riau Islands is still uneven, especially in rural areas that have higher poverty rates. Therefore, the recommended policy measures include expanding Bank networks and placing ATMs in rural areas, innovating financial services tailored to the archipelagic conditions, improving financial literacy and inclusion among the community, developing digital finance, as well as improving inter-island transportation infrastructure. These recommendations are expected to broaden access to financial services and contribute to poverty alleviation efforts in Riau Islands Province.

Copyrights © 2024






Journal Info

Abbrev

JA

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

Description

Jurnal Archipelago adalah jurnal akses terbuka yang diterbitkan dan dikelola oleh Badan Perencanaan, Penelitian dan Pengembangan Pemerintah Provinsi Kepulauan Riau yang berfokus pada isu-isu seputar Tata Kelola Pemerintahan. Artikel yang diterbitkan oleh Jurnal Archipelago diseleksi setelah melalui ...