Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq: Jurnal Ekonomi Islam, Vol. 13 No. 2 (2022)

BANK DIGITAL SYARIAH DI INDONESIA: TELAAH REGULASI DAN PERLINDUNGAN NASABAH

Mahmud Yusuf (UIN Antasari, Banjarmasin, Indonesia)
Sumarno Sumarno (PT. Bank Maybank Indonesia, Tbk Banjarmasin)
Parman Komarudin (Universitas Islam Kalimantan MAB)



Article Info

Publish Date
30 Dec 2022

Abstract

 The enthusiasm of the Indonesian people towards Islamic digital banks is very high Therefore, it is important to know how to regulate and protect sharia digital bank customers in Indonesia. This research is a type of library research with qualitative methods to examine all data related to digital bank regulations in Indonesia. The results of this study indicate that the regulation of Islamic digital banks in Indonesia is regulated in POJK No. 12 of 2018 concerning the Implementation of Digital Banking Services and in POJK No. 12 of 2021 concerning Commercial Banks, specifically in Chapter IV in articles 23-31. Regarding customer protection, it refers to POJK No. 1 of 2013 concerning Consumer Protection in the Financial Services Sector, POJK No. 12 of 2018 concerning the Implementation of Digital Banking Services by Commercial Banks to be precise in Chapter V on Customer Protection, and OJK Circular Letter No. 17 of 2018 concerning Guidelines for the Implementation of Consumer Complaint Services in the Financial Services Sector. 

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Journal Info

Abbrev

alinfaq

Publisher

Subject

Economics, Econometrics & Finance

Description

FOCUS This journal focused on Islamic Economics, Business, and Finance and present developments through the publication of articles. A Specifically, the journal will deal with topics: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, ...