cover
Contact Name
Abrista Devi
Contact Email
abristasmart@gmail.com
Phone
+628128740430
Journal Mail Official
alinfaq@uika-bogor.ac.id
Editorial Address
Jl. K. H. Sholeh Iskandar Km. 2 Kedung Badak Tanah Sareal · Bogor - Jawa Barat - Indonesia · Telp. 0251-8349529
Location
Kota bogor,
Jawa barat
INDONESIA
Al-Infaq: Jurnal Ekonomi Islam
ISSN : 20872178     EISSN : 25796453     DOI : -
Core Subject : Economy,
FOCUS This journal focused on Islamic Economics, Business, and Finance and present developments through the publication of articles. A Specifically, the journal will deal with topics: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, and Waqaf), Econometrics, Halal Industry, Finance and Islamic Business and Marketing, and Current Issues in Islamic Economy, Banking, finance, etc. SCOPE Al-Infaq : Jurnal Ekonomi Islam specializes in Islamic Economics, Business and Finance and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines. Specifically, the journal will deal with topics, including but not limited to: Islamic Banking, Finance and Commerce, Sectors of Islamic Economy, Islamic Social Finance (Zakat, Infaq, Sadaqah, and Waqaf), Econometrics, Halal Industry, Finance and Islamic Business and Marketing, and Current Issues in Islamic Economy, Banking, finance, etc.
Articles 194 Documents
KONSEP INVESTASI WAKAF TUNAI DAN APLIKASINYA DI TABUNG WAKAF INDONESIA Nidaul Jannah
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 5, No. 1 (2014)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v5i1.327

Abstract

In cash wakaf or (islam) “property donated religious or community use, the donation which is gotten by the wakif or (islam)” who donates property to the islam community will be managed by (nadzhir) or “wakaf manager” which in this case that person takes steps as a management. Then, that wakaf’s investment donation is managed and is invested in syariah finances instrument or to any other syariah business institution. Profit from investment will be distributed to maukuf ‘alaih. While the base wakaf will be invested continually. All of the investments either sector must be guaranteed appropriate certainty.  The management of cash wakaf in Tabung Wakaf Indonesia (TWI) is done by investing it to syariah sector, either by product divided or renting. Cash wakaf’s management which is divided by TWI is done based on two approaches. There are productive approach (investing to animal husbandry, plantation, and business supplying medium) and the second approach is non productive approach (investing cash wakaf which do not produce profit such as built free hospital, free school). Profit of investment is distributed for education, health and economic empowerment. However, in managing TWI does not use syariah guarantee institution.
Analysis of Halal Literacy Level of MSMEs in Tasikmalaya Elis Nurhasanah; Qiny Shonia Az Zahra
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 14, No. 1 (2023)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v14i1.1886

Abstract

The purpose of this study was to determine the level of halal literacy in food and beverage MSMEs which includes halal literacy based on fiqh law, additives and critical points for non-halal food ingredients, and literacy in the halal certification process. Questionnaire using the guttman scale. The results show that the level of halal literacy of MSMEs actors in Tasikmalaya is in the medium category. The literacy dimension regarding certification has the lowest score, namely 48 percent or is in the low category, while the dimensions of halal knowledge in Islamic sharia (fiqh), and additives and the critical point of no-halal food ingredients are in the high category, 93.9 percent and 84 percent.Thus the mentoring process is needed by MSMEs to increase knowledge and help their products become halal certified.
DETERMINANTS OF BANKING CREDIT DEFAULT IN INDONESIA: A COMPARATIVE ANALYSIS Muhammad Imaduddin
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 2, No. 1 (2011)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v2i1.366

Abstract

Departing from the model developed by Jimẽnez and Saurina (2006), this study aims to analyse the determinants of Islamic banking credit default compared with conventional banking in Indonesia. This study utilised time-series analysis, by which ordinary least square method is adopted. 40 monthly data observations from January 2003 until April 2006 are used. The study is divided into two models, namely Islamic banking model and conventional banking model. The values of non-performing financing (NPF) in Islamic banking and nonperforming loan (NPL) in conventional banking are treated as the dependent variables. The results showed that two-month lagged of non-performing financing (NPF), total asset (ASSET), the amount of third-party-funds (TPF), one-month lagged of total financing (DFIN), and growth of gross-domestic product (GDPG) variables have significant impact to the ratio of non-performing financing (NPF) in Islamic banking. Meanwhile, the three-month lagged of non-performing loan (DDDNPL), total asset (CASSET), three-month as well as two-month period lagged of total loan (DDDCRED and DDCRED), inter-bank money market (PUAB), and growth of gross-domestic (GDPG) are significant to influence the ratio of non-performing loan (NPL) in conventional banking. The result also implied that the general election in 2004 had a significant influence to the ratio of non-performing financing (NPF) in Islamic banking. Eventough from the outset, it seems Islamic banking has a better performance than conventional banking by having a relatively low NPF, this study, however, has found the opposite. Albeit, Islamic banking showing a good long-run as well as short-run dynamics among all variables in the beginning, after modifying the model into autoregressive in the main analysis, results showed that conventional banking has a better performance than Islamic banking with higher correlation of determination. In this regard, we cannot assume that Islamic banking is performing poorly in managing credit default problems. This is because the result implied that the level of Islamic banking’s R-squared, R-bar-squared and DW values are good. Therefore, although Islamic banking is relatively a new comer in the Indonesian banking industry, it has shown a good performance in the banking credit risk management and can compete head-on with conventional banking, respectively.
PENGARUH PERSEPSI DAN RELIGIUSITAS NASABAH TERHADAP KEPUTUSAN MEMILIH PRODUK GADAI EMAS DI PT BANK SYARIAH MANDIRI KCP MEDAN ISKANDAR MUDA Tiara Sulaikha Rohimi Harahap
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 11 No. 1 (2020)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v11i1.493

Abstract

This research was conducted to determine the impact of customer's perception and religiosity on the decision making to choose a gold pawning product at PT Bank Syariah Mandiri Medan KCP Iskandar Muda and to find out the most dominant variable which effect the decision of choosing a gold pawning product at PT Bank Syariah Medan KCP Medan Iskandar Muda. The dependent variable in this study was the decision to choose while the independent variable consisted of perception and speech.  The sample used in this study was 50 people. Data analysis method that used in this research is the multiple linear regression analysis, classic asumption test, T test, F test, coefficient of determination test. The results showed that perception and religiosity partially significantly influence customer decisions, also, perception and religiosity simultaneously have a significant effect on customer decisions. The most dominant variable which influence the decision to choose a product is perception with an R Square value of 29.8%, so that if customer perception continues to be improved it will affect the increase in the number of gold mortgage financing customers at Bank Syariah Mandiri Medan KCP Iskandar Muda.
ANALISIS PRAKTEK DAN MANAJEMEN WAKAF PRODUKTIF (STUDI KASUS: PONDOK PESANTREN KILAT AL HIKMAH) Ahmad Hamdan Mushaddiq; Hendri Tanjung; Hilman Hakiem
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 12 No. 2 (2021)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v12i2.725

Abstract

Waqf is not something that has just been carried out and done by the community, but until now, waqf is still being focused on so that one of these philanthropic instruments can be a solution to improve people's welfare. This research explores how the practice and management of productive waqf in Al Hikmah waqf institution. The research method used is descriptive qualitative using interview and documentation instruments on the research object, namely Nadzir and the board of the Al Hikmah waqf institution. The results of this study concluded that the practice and management of productive waqf at the Al Hikmah waqf institution has been carried out well and developed where the initial waqf assets are in the form of land measuring 8,150 M2 which then grows to 30. 000 M2 with various supporting facilities and total assets of up to 29 billion rupiah which is now used as a lease for Islamic activities. Then in the SWOT analysis, the Al Hikmah Waqf Institution has a differentiation strategy as a service rental and a place that has Islamic nuances. 
PERSEPSI MASYARAKAT KELURAHAN SUKARESMI KECAMATAN TANAH SAREAL KOTA BOGOR TERHADAP PERBANKAN SYARIAH Muchammad Arief Rachman; Suyud Arif; Tjetjep Suhandi
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 6 No. 1 (2015)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia banking is a bank that does not implement the system of interest as conventional banks, but profit and loss sharing. This is the main feature in the financial management of sharia. This study aims to determine the public perception of Kelurahan Sukaresmi Kecamatan Tanah Sareal Kota Bogor on Islamic Banking and the factors that influence its perception. From the research data showed that sharia bank simply known by the public. The level of trust and satisfaction for sharia Banking and service is quite high.
Implementation of Zakat Fund Utilization Management to Asnaf Fi Sabilillah (Case Study of LAZ Al Bunyan) Tri Ambar Ningrum; Ikhwan Hamdani; Nurman Hakim
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 14, No. 1 (2023)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v14i1.2006

Abstract

Management is needed for Zakat Management Institutions in the process of collecting, distributing and utilizing zakat funds. One of the amil zakat institutions in the city of Bogor on a scale of West Java Province is LAZ Al Bunyan. LAZ Al Bunyan already has a management system for the utilization of zakat for asnaf fi sabilillah as well as forming a zakat fund utilization program as an effort to utilize zakat funds for asnaf fi sabilillah. This study aims to explain how the management and efforts in utilizing zakat to asnaf fi sabilillah are carried out by LAZ Al Bunyan. In this study, the authors used a qualitative research method with a descriptive approach. Data collection techniques include observation, interviews, and documentation. The results of this study are that LAZ Al Bunyan has implemented management functions in the utilization of zakat to asnaf fi sabilillah, namely planning, organizing, actuating, and controlling. The form of utilization efforts carried out on asnaf fi sabilillah is the establishment of the Indonesian House program which includes the dimensions of maqashid sharia as well as a special program of utilization for asnaf fi sabilillah based on Islamic boarding schools, namely the "Pesantrenku Jalan Surgaku" program.
HUKUM MEMBAYAR ZAKAT DAN PAJAK BAGI UMAT ISLAM DI INDONESIA M. Kholil Nawawi
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq, Vol. 3 No. 2 (2012)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v3i2.354

Abstract

Zakat and taxes are two obligations that must be implemented by Muslims in Indonesia. This paper aims to examine the similarities and differences between zakat and taxes. Although both a liability in the field of property, but zakat and taxation both have own philosophy, and they vary in nature and principle, different source, target, and measure parts, and also different in the principles, objectives and guarantee. This paper also stressed that the people who pay taxes cannot be said to have paid the zakat, otherwise, those who have to pay zakat cannot be said to have paid the tax. However, if tax funds are used for things that are diametrically opposed to the values of Islam and the common good, and it has to be used for corruption etc, it is not obligatory for the Muslims of Indonesia to pay taxes.
ZAMZAM MART MINI MARKET BUSINESS STRATEGIES WITH CUSTOMER SURVEY AND BMC ANALYSIS Ahmad, Zahid; Sutopo, Sutopo; Solehudin, Tohir
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 15, No. 1 (2024)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v1i1.2774

Abstract

A mini market is a small store that sells various goods and food, similar to a supermarket but on a smaller scale. The presence of Zamzam Mart as a mini market run by self-employed entrepreneurs in the Ciampea Udik region of Bogor is crucial and provides convenience for rural residents who are not accustomed to online shopping. However, the competition with franchise businesses is intense. The research aims to develop strategies to enhance Zamzam Mart's competitiveness through customer surveys. The research method involves creating a survey questionnaire with 7 questions rated on a 5-point scale, conducting surveys and data analysis, with the respondents being local consumers. The Business Model Canvas (BMC) is then analyzed. The response rate was 71% (71 out of 100 questionnaires). The respondents included children (7%), adolescents (34%), young adults (14%), male adults (11%), and female adults (34%), with the highest frequency of visits being twice a week (48.3%). The survey results revealed that 47.8% of respondents rated the product prices as "good," while 39.4% rated the product variety as "good." Additionally, 45% were satisfied with the variety of goods, 49.2% with the service, and 40.8% rated the hygiene as "very good." Products that were not available but needed by consumers included items for specific uses such as baby products, cosmetics, and office supplies, with 47.9% of respondents expressing the need for these product categories to be stocked. The BMC analysis identified the need to improve relationships with suppliers, customers, and major activities.
PENGARUH BRAND PERSONALITY DAN BRAND TRUST TERHADAP KEPUTUSAN PEMBELIAN (Studi Kasus Butik Meccanism) fauziah Dewi Mahuda
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq : Jurnal Ekonomi Islam, Vol. 9, No. 2, (2018)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v9i2.454

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh brand personality dan brand trust terhadap keputusan pembelian butik Meccanism. Indikator yang digunakan untuk mengukur brand personality antara lain sincerity,excitement, competence, dan sophistication. Pengolahan data dilakukan melalui pendekatan Structural Equation Modelling (SEM) dengan sampel sebanyak 100 responden. Hasil penelitian menunjukkan bahwa terdapat pengaruh positif antara brand personality terhadap brand trust, brand trust terhadap keputusan pembelian,dan pengaruh tidak langsung brand personality terhadap keputusan pembelian melalui brand trust. Sementara secara langsung brand personality tidak terbukti berpengaruh terhadap keputusan pembelian.This research aims to figure out the influence of brand personality and brand trust on purchasing decisions of Meccanism Boutique. The indicators that used to measure the brand personality are sincerity,excitement,competence,and sophistication. The data processing is done through Structural Equation Modeling (SEM) approach with a sample of one hundred respondents. The results showed that there is a positive influence of brand personality on the brand trust, and there is an influence of brand trust on purchasing decisions, and indirect influence of brand personality on purchasing decisions through the brand trust. While directly, the brand personality is not proven to have an effect on purchasing decisions.  

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