MERUMUSKAN ALOKASI SUMBERDAYA KEUANGAN SEBAGAI BAHAN LITERASI KEUANGAN SYARIAH

Laily Dwi Arsyianti (Dosen Ekonomi Syari’ah Universitas Ibn Khaldun Bogor dan Dosen Ekonomi Syariah Institut Pertanian Bogor)

Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq, Vol. 4, No. 2 (2013)

Every Moslem is obliged to be responsible and accountable in every deed done, including the decisions regarding financial matters. As the consequence, every Moslem is required to have ample relevant knowledge in financial issues, or known as financial literacy. This paper attempts to form the best way to allocate financial resources in accordance with sharia. The form is hoped to be the guidance for the decision makers to take every action in financial matters. The form comprises CDIC which are charity, debt, investment, and consumption respectively. These priority components are believed to improve the welfare in society as well as the tool of poverty alleviation.