ANALISIS KEPATUHAN SYARIAH DALAM PRODUK SIMPANAN DAN PEMBIAYAAN PADA BMT KHONSA

Monika Ayu Lestari (Universitas Muhammadiyah Purwokerto)
Siti Nur Azizah (Universitas Muhammadiyah Purwokerto)
Nur Isna Inayati (Universitas Muhammadiyah Purwokerto)

Al-Infaq: Jurnal Ekonomi Islam
Al-Infaq: Jurnal Ekonomi Islam, Vol. 14, No. 1 (2023)

Sharia compliance reflects sharia-based financial institutions. Sharia implementation shows how compliant an institution is. This study aims to analyze the extent to which BMT's Sharia products comply as an Islamic financial institution. Its implementation must comply with Sharia provisions. The products are deposit products and financing products and their implementation processes. The methods used in this research are interviews, observation, and documentation with a qualitative approach. The objects of this research are all employees involved in funding and lending funds in BMT Khonsa. The results of this study indicate that product sharia compliance at BMT Khonsa has been appropriately implemented under applicable regulations. So, there is no doubt about the sharia concept implemented at BMT Khonsa.