International Journal of Economics, Business and Innovation Research
Vol. 3 No. 05 (2024): International Journal of Economics, Business and Innovation Research (IJEBIR)

Influence Fintech And Digitalization To Performance MSMEs

Halim Setiawan (Bandar Lampung Univeristy)
Ni Putu Widhia Rahayu (Bandar Lampung University)



Article Info

Publish Date
27 Aug 2024

Abstract

Majority performance finance MSMEs in Kemiling Not yet maximum Because not using fintech in process his business. Study This aim For researching the influence of fintech in MSMEs Which is at in Kemiling. In this digital era, MSMEs face new challenges to utilize digital technology to develop their business, but there are still many MSME players who do not understand the use of digital due to the lack of literacy in technology in this era of digitalization. MSME performance is the result of overall success during a certain period contained in the work results, targets, targets and criteria that have been determined and agreed upon together. Approach study used in study This that is study quantitative with use SPSS analysis tool. The population used in this research is SMEs in Subdistrict Kemiling with sample as much 50 respondents. Collection technique data use questionnaire on line Which spread through whatsapp. The tests carried out are data quality tests, classical assumption tests, and multiple linear tests. Results study This is fintech And digitalization has a positive effect and significantly to the performance of MSMEs both partially and jointly.

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Journal Info

Abbrev

IJEBIR

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

International Journal of Economics, Business and Innovation Research (IJEBIR) is a high quality open access peer reviewed research journal. providing a platform for the researchers, academicians, professional, practitioners and students to impart and share knowledge in the form of high quality ...