International Journal of Economics, Management and Accounting
Vol. 2 No. 1 (2024): June

The Influence of GDP, Third Party Funds, and Non-Performing Loans on Credit Procyclicality Behavior in Government Banks

Putri Naisya, Nabila (Unknown)
Herlina Sitorus, Nurbetty (Unknown)

Article Info

Publish Date
07 Jun 2024

Abstract

This research aims to determine the influence of GDP, Third Party Funds, and Non-Performing Loans on credit procyclicality behavior at Government Banks. The method and analytical tools used in this research are panel data regression with the dependent variable, namely Credit, and the independent variables, namely GDP, Third Party Funds, and Non-Performing Loans. The scope of this research is BUMN Banks with a time span of 2017-2022. This research shows that the best model chosen is the Fix Effect Model with the results that GDP, Third Party Funds and Non-Performing Loans have a positive and significant effect on credit distribution, which shows that there is procyclical behavior in government banks.

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Journal Info
International Journal of Economics, Management and Accounting
Website

Abbrev

IJEMA

Publisher

CV. LAFADZ JAYA

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

International Journal of Economics, Management and Accounting (IJEMA) | ISSN (e): 2988-7615 publishes research articles related to Economics, Management and Finance. The research studies that are acceptable for publication in this journal are: Economics: development economics, applied economics, ...