Jurnal Ilmiah Edunomika (JIE)
Vol 8, No 3 (2024): EDUNOMIKA

PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, DAN INOVASI TERHADAP KINERJA UMKM

Rismanda Armenisa Nadziro (Sekolah Tinggi Ilmu Ekonomi Totalwin)
Rahmania Mustahidda (Sekolah Tinggi Ilmu Ekonomi Totalwin)



Article Info

Publish Date
28 Aug 2024

Abstract

This study aims to determine the influence of financial literacy, financial inclusion, and innovation on the performance of MSMEs in Pedurungan District. The independent variables analyzed in this study are financial literacy, financial inclusion, and innovation. The dependent variable analyzed in this study is the performance of MSMEs. The sample used in this research is MSME players in the Pedurungan District area. Sampling using purposive sampling technique with the sovin formula obtained a sample of 90 respondents. The method for analyzing this research data uses validity tests, reliability test, normality tests, multicollinearity tests, heteroscedasticity tests, t tests, F tests, and coefficient of determination tests. The data analysis technique used is multiple linear regression analysis with the help of data processing software SPSS version 22. The results of this study indicate the financial literacy has a negative and significant effect on MSME performance, financial inclusion has a positive and significant on MSME performance, innovation has a positive and significant effect on MSME performance.

Copyrights © 2024






Journal Info

Abbrev

jie

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

Description

Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi ...