Enrichment : Journal of Management
Vol. 13 No. 5 (2023): December

The Effect of Financial literacy and Attitudes on Financial management behavior through Community behavioral intentions

denytasari, Rizma (Unknown)
Khoiriawati, Novi (Unknown)



Article Info

Publish Date
15 Dec 2023

Abstract

This study aims to examine the direct and indirect effects of financial literacy and financial attitudes on community financial management behavior through behavioral intention as a mediating variable. The population in this study were the people of Boyolangu District totaling 85,840 people using probability sampling techniques and determining the sample using the cluster sampling method using the Slovin formula so that 100 respondents were selected. This data analysis technique was carried out using the path analysis method using the SmartPLS application. The results of this study indicate that financial literacy has no effect on behavioral intention, financial attitudes have a positive and significant effect on behavioral intention, financial literacy and financial attitudes have a positive and significant effect on financial management behavior, behavioral intention does not mediate the effect of financial literacy on financial management behavior, behavioral intention mediates the effect of financial attitudes on financial management behavior, behavioral intention has a positive and significant effect on financial management behavior. The implication is that in managing finances, strong behavioral intentions are also needed so that individuals can manage their finances more effectively and wisely

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Journal Info

Abbrev

enrichment

Publisher

Subject

Economics, Econometrics & Finance

Description

The Enrichment : Journal of Management offers wide ranging and widespread analysis of all surfaces of management and science. Published two times per year, it delivers a emphasis for universal proficiency in the vital methods, techniques and areas of research; presents a opportunity for its readers ...