Jurnal Kajian Ekonomi dan Pembangunan
Vol 6, No 2 (2024): Jurnal Kajian Ekonomi dan Pembangunan (Agustus 2024)

Pengaruh Resiko Kredit dan Likuiditas Terhadap Kinerja Bank di Indonesia

Nadilla Marta Riza (Universitas Negeri Padang)
Doni Satria (Universitas Negeri Padang)
Dwirani Puspa Artha (Universitas Negeri Padang)



Article Info

Publish Date
31 Aug 2024

Abstract

This research was conducted to identify the effect of credit risk and liquidity risk on bank performance in Indonesia. The object of this research is conventional commercial banks listed on the Financial Services Authority with the research period using quarterly data from 2019 to 2022. The population in this research is 106 banks with a sample of 68 banks obtained from the purposive sampling method. From the 68 bank samples, sub-samples of banks were also formed based on bank groups consisting of state-owned banks and BPD, national private banks, and mixed banks (national and foreign private) with the aim of seeing comparisons of panel data regression results using Eviews 12 software. Based on analysis that has been carried out based on the regression results of 68 bank samples as a whole, shows that partial research results show that credit risk has a negative but not significant effect or in other words has no effect on bank performance in Indonesia and liquidity risk has a negative effect on bank performance in Indonesia.

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Journal Info

Abbrev

epb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Kajian Ekonomi dan Pembangunan (JKEP) is a peer-reviewed journal that provides a forum for scientific works pertaining to Development Economics. This journal was first published since June 2019 by the Universitas Negeri Padang.This journal published four times a year and has e-ISSN 2656-0356. ...