Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF)
Vol. 4 No. 2 (2024): Indonesian Journal of Economy, Business, Entrepreneuship and Finance

PENGARUH DANA PIHAK KETIGA (DPK) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP PENYALURAN KREDIT UMKM PT BANK CENTRAL ASIA Tbk

Nurfajri, Nisa Rajabi (Unknown)
Mirati, R. Elly (Unknown)



Article Info

Publish Date
03 Aug 2024

Abstract

The objective of this study is to examine the impact of Capital Adequacy Ratio (CAR) and Third Party Funds (DPK) on MSME credit distribution at PT Bank Central Asia Tbk. between 2019 and 2023. The time series data utilized in this study is secondary data that was taken from Bank BCA's published quarterly financial reports for the 2019–2023 fiscal year. Multiple linear regression analysis is the analysis method utilized to ascertain the relationship between the variables. The study's findings suggest that, at least in part, the Capital Adequacy Ratio (CAR) and Third Party Funds (DPK) have a considerable favorable impact on the MSME loan distribution at PT Bank Central Asia Tbk. between 2019 and 2023. From 2019 to 2023, the Capital Adequacy Ratio (CAR) and Third Party Funds (DPK) have a major impact of 77.7% on the MSME loan distribution at PT Bank Central Asia Tbk. Other variables affect the remaining 22.3% of the credit distribution

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Journal Info

Abbrev

home

Publisher

Subject

Economics, Econometrics & Finance

Description

Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) is a peer-refereed open-access National journal which has been established for the dissemination of state-of-the-art knowledge in the field of Economy. Starting from 2021, IJEBEF would be published Three times in a year. ...