International Journal of Multidisciplinary: Applied Business and Education Research
Vol. 4 No. 11 (2023): International Journal of Multidisciplinary: Applied Business and Education Res

The Effect of Financial Literacy, Locus of Control and Life Style on the Financial Behavior of Peer to Peer Lending Paylater User In Surabaya City

Berlianti, Selvina Novantia (Unknown)
Suwaidi, Rahman Amrullah (Unknown)

Article Info

Publish Date
22 Nov 2023

Abstract

Paylater is the latest payment system issued by e-commerce that we can shop for anything and paylater (buy now pay later). However, this convenience makes people more consumptive. This study aimed to determine how financial literacy, locus of control, and lifestyle factors influence the financial behavior of Paylater users in Surabaya. The sample will consist of 100 respondents who will be chosen using the Cochran method and a purposive sampling technique. The data analysis method applied is Partial Least Square (PLS). The results of this study indicate that financial literacy, locus of control, and lifestyle all play a role in influencing financial behavior.

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Journal Info
International Journal of Multidisciplinary: Applied Business and Education Research
Website

Abbrev

ijmaber

Publisher

Future Science

Subject

Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology

Description

International Journal of Multidisciplinary: Applied Business and Education Research is a peer-reviewed in a monthly basis that publishes full-length papers. it is to enhance the dissemination of knowledge across the multidisciplinary community. We are particularly interested in papers relevant to ...