Pengaruh Capital Adequacy Requirement (CAR), Beban Operasional Terhadap Pendapatan Operasional (BOPO), dan Financing To Deposit Ratio (FDR) Terhadap Return On Asset (ROA) Pada Bank Umum Syariah

Dae, Brigita Intan
Sidik, Solihin

Jurnal Ilmiah Wahana Pendidikan
Vol 10 No 1 (2024): Jurnal Ilmiah Wahana Pendidikan

This study aims to determine the effect of Capital Adequacy Requirement (CAR), Operating Expenses on Operating Income (BOPO), and Financing to Deposit Ratio (FDR) partially on Return on Asset (ROA). This research is included in quantitative research using secondary data from Sharia Commercial Banks in Indonesia registered with the Financial Services Authority (OJK) taken from 2017 to 2021. The results of this study show the effect of Operating Expenses on Operating Income (BOPO) and Financing to Deposit Ratio (FDR) on Return on Asset (ROA). This study also found that the Capital Adequacy Requirement (CAR) has no effect on Return on Asset (ROA). This research can be a reference for the management of Sharia Commercial Banks (BUS) in improving their performance, especially in improving company performance.