Jurnal STEI Ekonomi
Vol 32 No 1 (2023)

Sharia Bank Financial Performance: Product And Application Advantages Islamic Values

Munir, Munir (Unknown)



Article Info

Publish Date
15 Jun 2023

Abstract

This study aims to investigate whether the financial performance of Islamic banks can be improved by product excellence and the implementation of Islamic values. This study has two independent variables: Product Excellence and Application of Islamic Values. In contrast, the dependent variable is Financial Transactions. Quantitative research was employed, and data was collected using questionnaires and interviews. The target population of this study was the customers/users of Bank Muamalat. Primary data was used in this study. A questionnaire was used to collect customer data online via Google Forms. The study results show that product superiority partially has a significant positive impact on customer financial transactions, and the application of Islamic values has a significant positive impact on customer financial transactions at Bank Muamalat Indonesia. These findings suggest that Bank Muamalat should continuously improve and update its products to ensure customer satisfaction in conducting transactions while maintaining the Islamic application system used by Bank Muamalat.

Copyrights © 2023






Journal Info

Abbrev

JEMI

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal STEI Ekonomi has been published by the Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta. JEMI published two times a year in June and December. Jurnal STEI Ekonomi (JEMI) focuses on issues pertaining empirical investigation on Indonesian economics, accounting and management. JEMI aimed to tie ...