<![CDATA[This research aims to determine the influence of financial technology, financialliteracy, and hedonism on the financial management of students at SMKN 4Surabaya. This type of research is ex-post facto research with research subjects,namely class XI students majoring in financial and institutional accounting atSMKN 4 Surabaya, totaling 102 students. The sampling technique used waspurposive sampling with a total of 64 students. The data analysis technique usesmultiple linear regression analysis with SPSS 25 software. The research resultsshow that (1) financial technology, financial literacy, and a hedonistic lifestylesimultaneously have a significant effect on students' financial management. (2)Financial technology has a positive and significant effect on students' financialmanagement. (3) Financial literacy has a positive and significant effect on students'financial management. (4) The hedonism lifestyle has a positive and significanteffect on students' financial management. The adjusted R square value in this studywas 50.5%, which means that the contribution of financial technology, financialliteracy, and a hedonism lifestyle to students' financial management was 50.5%,while the remaining 49.5% was influenced by other variables outside of thisresearch.]]>
Copyrights © 2023
