JIMEBIS
Vol. 5 No. 1 (2024)

Effects Of Brand Image, Rate Of Profit-Sharing Ratio, Contract Application, And Trust On The Customers’ Decision To Save At Islamic Banks

Rizkina, Erika (Unknown)
Adha, Mufti Alam (Unknown)
Wijaya, Andy Putra (Unknown)



Article Info

Publish Date
21 Jul 2024

Abstract

The rapid development of Islamic bank has resulted in business competition. This study analyzes the influences of brand image, rate of profit-sharing ratio, contract application, and trust on customers’ decision to save at Islamic banks. The all Islamic banks in Yogyakarta City are the objects in this study, this study uses a questionnaire to collect as many as 100 respondents as the samples, that is, the customers of Islamic banks. This study uses the quantitative method with multiple linear regression analysis. The study shows that brand image positively and significantly influences the customers’ decision to save at Islamic banks, with a value of 0.00 < 0.05. The Rate of profit-sharing ratio positively and significantly affects the customers’ decision to save at Islamic banks, with a value of 0.02 < 0.05. The contract application positively and significantly influences the customers’ decision to save at Islamic banks, with a value of 0.05. Trust positively and significantly impacts the customers’ decision to save at Islamic banks, with a value of 0.02 < 0.05. Simultaneously, brand image, rate of profit-sharing ratio, contract application, and trust positively and significantly influence the customers’ decision to save at Islamic banks.

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Journal Info

Abbrev

JIMEBIS

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

JIMEBIS: Jurnal Ilmiah Mahasiswa Ekonomi dan Bisnis Islam is a Scientific Journal of Islamic Economics and Business dedicated for students’ article co-authored with lecturers. The articles published in this journal is based on scientific research done during the study and discuss Islamic economics ...