Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding
Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit

Implementing Credit Agreement Restructuring During the COVID-19 Pandemic: A Case Study of PT. Bank Rakyat Indonesia (Persero) Tbk. Gombong Branch Office

Adyatma, Rafid (Unknown)
Anggriani , Reni (Unknown)

Article Info

Publish Date
15 Nov 2023

Abstract

The spread of the COVID-19 Pandemic caused a decrease in income for debtors in bank credit agreements. This resulted in debtors experiencing difficulties in fulfilling their obligations. The government, through the Financial Services Authority (OJK), issued Financial Services Authority Regulation Number 11/POJK.03/2020 as a way to restructure credit agreements for debtors who are having difficulty paying as long as the spread of the COVID-19 pandemic causes this. PT. Bank Rakyat Indonesia, as one of the banks participating in implementing this policy, restructures credit agreements for its customers who have trouble fulfilling their credit obligations by applying an analysis based on the principle of prudence.

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Journal Info
Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding
Website

Abbrev

pgrace

Publisher

Universitas Muhammadiyah Yogyakarta

Subject

Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Public Health Social Sciences

Description

In the rapid progress of the world today, the contribution and role of the younger generation becomes a obligation to be present in every problem in the world. To deal with various problems, The Sustainable Development Goals (SDGs) are presented as a common goal for a better world to maintain the ...