The Indonesian Banking Industry chooses a significant influence on the country's finances and economic growth when compared to other economic entities that are in deficit. In addition to running a business, the banking industry It also seeks to support national growth to improve the economy. The company's ability to meet its financial obligations and generate profits indicates that the company's condition is good. This study aims to determine and analyze the effect of Capital Adequacy Ratio and Loan to Deposi Ratio on Return On Assets. This study uses descriptive quantitative data design and type. Researchers collect, classify, and analyze sample data using purposive sampling techniques. The data used is secondary data in the form of company financial reports obtained from the official website of the Indonesia Stock Exchange. The results of research and hypothesis testing partially Capital Adequacy Ratio has a significant effect on Return On Assets with a tcount value of 4.076> ttable 2.00030 and a significance value of 0.001 <0.05. Loan to Deposit Ratio has a significant effect on Return On Assets with a tcount value of 3,676> ttable 2,00030 and a significance value of 0.001 <0.05. The results of research and hypothesis testing with an Fcount value of 12,062> Ftable 3.15 and a significance value of 0.001 <0.05 from the Capital Adequacy Ratio and Loan to Deposit Ratio simultaneously have a positive and significant effect on Return On Assets in private banks listed on the Indonesia Stock Exchange for the 2019-2022 period.
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