Ilomata International Journal of Social Science
Vol. 5 No. 3 (2024): July 2024

Impact of Financial Risks on the Performance of Regional Development Banks in Indonesian: A Comprehensive Analysis of ROA and ROE

Darmansyah (Unknown)
Juniar, Asrid (Unknown)



Article Info

Publish Date
22 Jul 2024

Abstract

This research analyzes the simultaneous, partial and dominant influence on financial risk factors on the performance of regional development banks in Indonesia. The population and sample of this study is a panel data set of 27 Regional Development Banks (RDB) in Indonesia from 2019 to 2023 from the annual financial reports. The results show that financial risk has a significant influence on ROA (74.5%) and ROE (61.3%). Also Liquidity Risks, Market Risks, Operational Risk and Leverage Risk significantly affect Return on Assets. Return on Equity is only affected by Liquidity Risks and Market Risks.

Copyrights © 2024






Journal Info

Abbrev

ijss

Publisher

Subject

Religion Humanities Education Law, Crime, Criminology & Criminal Justice Other

Description

FOCUS Ilomata International Journal of Social Science aims to provide information on both theoretical and empirical articles and case studies relating to sociology, political science, history, law in society and related disciplines. Published articles use scientific research methods, including ...