Fokus: Publikasi Ilmiah untuk Mahasiswa, Staf Pengajar dan Alumni Universitas Kapuas Sintang
Vol 22 No 1 (2024): FOKUS

PELAKSANAAN PEMBERIAN KREDIT DI KOPERASI SIMPAN PINJAM (KSP)

Paulus, Paulus (Unknown)



Article Info

Publish Date
04 Mar 2024

Abstract

This research method is descriptive qualitative. Data collection techniques include interviews, documentation and observation. Informants (subjects) of research using Proposive sampling and Accidental Sampling methods. The scope of this research is the Implementation of Credit Provision with the aspects used in the research, namely: 1) Credit Administration, 2) Credit Analysis, 3) Credit Supervision, 4) Member Development. This research was carried out at KSP CU Tri Tapang Kasih, Sejiram District, Kapuas Hulu Regency. Loan administration takes the form of governance carried out by the credit department in the credit management process. This governance takes the form of procedures that must be carried out and documents that must be owned and filled out when applications, agreements and loan disbursement occur. The KSP CU Tri Tapang Kasih institution has carried out administration well based on credit governance. Credit analysis is guided by the 5 C Analysis (Character, Capacity, Capital, Collateral, and Condition). Credit supervision includes monitoring the use of credit by members, implementation of installment payments, as well as credit administration. Implementation has gone well. Coaching for members takes the form of providing motivation and education for members. The implementation of coaching is in accordance with the work program and is going well.

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Journal Info

Abbrev

fisip

Publisher

Subject

Education Social Sciences

Description

FOKUS, Jurnal Ilmu Sosial dan Politik, kali ini memulai tampil dalam kemasan baru. Tampilan dan gaya baru bukanlah berarti menafikkan eksistensi dan substansi keilmuan, terutama ranah kajian administrasi publik. Terbitan ke 17 nomor 1, Maret 2019, tentunya banyak harapan dan tantangan yang masih ...