Sahid Banking Journal
Vol 2 No 02 (2023): MEI 2023

ANALISIS LITERASI PERBANKAN SYARIAH, PENGETAHUAN PRODUK, DAN KEPERCAYAAN MASYARAKAT TERHADAP MINAT MENABUNG PADA BANK SYARIAH INDONESIA (STUDI DI MASYARAKAT KECAMATAN PAMIJAHAN BOGOR)

Mirnawati, Siti (Unknown)
Trihantana, Rully (Unknown)
Anwar, Miftakhul (Unknown)



Article Info

Publish Date
31 May 2023

Abstract

Bank Syariah Indonesia is the largest Islamic banking service in Indonesia. This Indonesian Islamic Bank has a problem, namely there is still a lot of public understanding, especially in Pamijahan Bogor District, which is still deviant and there is no complete trust in Bank Syariah Indonesia. This study aims to determine whether there is a positive value between Islamic Banking Literacy, Product Knowledge, and Public Trust on Interest in Savings at Indonesian Islamic Banks. This type of research is quantitative with data collection methods using primary data obtained through questionnaires. Sampling amounted to 270 respondents. The method used to test the hypothesis is multiple linear regression, t test, f test, and coefficient of determination (R square). The results of this study indicate that Product Knowledge t count 2.784 > t table 1.969 and the resulting sig 0.006 < 0.05 Public Trust t count 9.672 > t table 1.969 and the resulting sig 0.000 < 0.05 So it can be concluded that the variable Product Knowledge, and Public Trust has an effect on Saving Interest in Indonesian Islamic Banks. Meanwhile, Islamic Banking Literacy has no effect on interest in saving at Indonesian Islamic Banks. Simultaneously, the factors of Product Knowledge and Public Trust have a significant and significant effect on Saving Interest in Indonesian Islamic Banks. This is evidenced by the calculated F value of 110.369 > Ftable 2.64 with a sig level of 0.000 or α=5%. While the coefficient of determination R Square is 0.555 or 55,5%, the remaining 44.5% is influenced by other factors.

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Journal Info

Abbrev

SahidBankingJ

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Sahid Banking Journal adalah peer-reviewed jurnal ilmiah berisi hasil penelitian ilmiah primer, kajian, ulasan ilmiah atau komentar/ kritik atas artikel yang diterbitkan di Sahid Banking Journal. Sahid Banking Journal menerima manuskrip atau artkel dalam bidang perbankan dan keuangan syariah dari ...