Factors Affecting Return on Assets in 5 Conventional Commercial Banks in 2015-2022

Ratnasari, Desy
Nirmala, Tiara

International Journal of Social Science, Education, Communication and Economics
Vol. 2 No. 6 (2024): February

This study aims to analyze the factors that affect Return on Assets in 5 conventional commercial banks in 2015-2022. The research method used is panel data with Microsoft Excel and E-Views 10 as analysis tools. Factors that affect Return on Assets in this study include economic factors, environmental factors, and internal bank factors. Economic factors consist of BI Rate and Inflation. Environmental factors are Green Banking which is proxied with the Green Banking Disclosure Index and internal bank factors, namely BOPO. The results of the test found that the variables Inflation, Green Banking proxied Green Banking Disclosure Index, and BOPO have a significant negative effect on Return on Assets, while the BI Rate has a significant positive effect on Return On Assets in 5 conventional commercial banks.