Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August

Implementation of QRIS: A Case Study of SMEs in Indonesia

Mohammad Mirza Munthaha (Unknown)
Ibnu Aqil (Unknown)
Syaikhu Ramadhan Maulana (Unknown)
Andi Sri Wahyuni (Unknown)
Arinal Muna (Unknown)



Article Info

Publish Date
15 Jul 2024

Abstract

After COVID-19, one of the most widely used payment methods for online purchases is the Indonesian Standard Quick Response Code (QRIS), particularly since Bank Indonesia has accepted it. Utilizing the Innovation Resistance Theory (IRT) approach, which includes two primary components—psychological and functional—this study aimed to uncover impediments to the adoption of QRIS through the use of usage, value, risk, tradition, and image barriers. SMEs in the food and beverage industry that have implemented QRIS serve as the research’s unit of analysis. Ten Majalengka-based food and beverage SMEs participated in in-depth interviews as part of this case study-based qualitative research technique. The study’s findings demonstrate that QRIS has benefits that outweight its minor drawbacks for both SMEs and consumers. Large-scale QRIS socialization, optimization, and equitable use are also under the purview of the government.

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Journal Info

Abbrev

DIJEFA

Publisher

Subject

Economics, Econometrics & Finance

Description

The author is invited to submit a paper for Dinasti International Journal of Economics, Finance & Accounting (DIJEFA). Topics related to this journal include but are not limited to: Accounting and financial reporting Audit Accounting management Taxation Corporate finance Personal finance Financial ...