Cakrawala Repositori Imwi
Vol. 6 No. 3 (2023): Cakrawala Repositori IMWI

Pengaruh Likuiditas, Kualitas Aset, Sensitifitas dan Efisiensi Terhadap Profitabilitas Pada Bank Pembangunan Daerah Devisa

Muhammad Akbar Sidiq (Universitas Hayam Wuruk Perbanas, Indonesia)



Article Info

Publish Date
25 May 2023

Abstract

The purpose of this study was to analyze Loan to Deposit Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loans (NPL), Non Performing Earning Assets (APB), Interest Rate Ratio (IRR), Net Open Position (NOP), Operating Costs to Operating Income (BOPO) and Fee Based Income Ratio (FBIR) to Return On Assets (ROA) at Foreign Exchange Regional Development Banks registered with OJK. PT BPD Riau Kepri, PT BPD South Sumatra and Bangka Belitung, PT BPD East Kalimantan and North Kalimantan and PT BPD South Sulawesi and West Sulawesi; are the samples of this study using purposive sampling method. This study uses secondary data from financial reports for the period quarter I, 2018 to quarter II, 2022. The data analysis technique is descriptive analysis and uses multiple linear regression analysis. The results of this study reveal that simultaneously LDR, IPR, NPL, APB, IRR, PDN, BOPO and FBIR have a significant effect on ROA. Partially, LDR, IPR, APB, IRR BOPO and FBIR have an insignificant effect on ROA, while NPL has a significant negative effect on ROA.

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Journal Info

Abbrev

cakrawala

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Cakrawala Repositori IMWI focuses on publishing original research articles, reviewing articles from contributors, and current issues relating to Economics, Business and Management. The main purpose of the journal is to provide a platform for scholars, academics, and researchers to share ...