Journal of Engineering and Science Application
Vol. 1 No. 2 (2024): October

Enhancing User Experience in Private Bank Mobile Banking: Insights from Management Information System Analysis

Hartawan, Muhammad Syarif (Unknown)
Jauhari , Burhanuddin (Unknown)
Vandika, Arnes Yuli (Unknown)
Guterres, Juvinal Ximenes (Unknown)



Article Info

Publish Date
31 Oct 2024

Abstract

This research explores the impact of Management Information Systems (MIS) on user experience in private bank mobile banking, focusing specifically on the effectiveness of m-BCA. Utilizing a descriptive quantitative approach, the study aims to understand how mobile banking features, including accessibility, user interface, security, and functionality, influence user satisfaction. Data were collected through direct experimentation with the m-BCA application, complemented by analysis from secondary data sources and a survey of 30 users. Results indicate that 93.3% of users find m-BCA effective for routine banking needs, attributing high ratings to its convenience and functionality. However, while 80% of respondents appreciate the current security measures, 20% cite the absence of advanced security features such as fingerprint and facial recognition as a drawback. The study also reveals mixed feedback on the user interface; while the straightforward design aids usability, 10% of users express a desire for a more visually appealing interface. Despite these areas for improvement, m-BCA’s comprehensive set of features is generally seen as effective, supporting users in performing essential transactions with ease and reliability. The findings suggest that enhancing interface aesthetics and integrating advanced security options could further boost user engagement and trust in mobile banking applications, underscoring MIS’s role in meeting evolving customer expectations in digital banking.

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Journal Info

Abbrev

jesa

Publisher

Subject

Aerospace Engineering Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT

Description

Journal of Engineering and Science Application (JESA) is published by the Institute Of Advanced Knowledge and Science in helping academics, researchers, and practitioners to disseminate their research results. JESA is a blind peer-reviewed journal dedicated to publishing quality research results in ...