Jurnal Indonesia Sosial Teknologi
Vol. 5 No. 10 (2024): Jurnal Indonesia Sosial Teknologi

The Influence of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in 2018-2022

Rahmawati, Putri Novia (Unknown)
Setiady, Gita Syafira (Unknown)
Mardi, Mardi (Unknown)
Miftahul Ulum , Itah (Unknown)



Article Info

Publish Date
18 Oct 2024

Abstract

Financing is one of the main functions in Islamic banking, the risk that can occur in such financing is non-performing financing or Non-Performing Financing (NPF). This study aims to determine the factors that affect the NPF of Islamic commercial banks in the period 2018-2022, the variables used in this study are Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Inflation, and Gross Domestic Product (GDP), this study uses a quantitative approach, using panel data regression analysis with the Generalized Least Square (GLS) estimation method. Partially, the CAR variable has a positive effect on NPF, the FDR variable has a negative effect on NPF, while the Inflation and GDP variables have no effect on NPF

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Journal Info

Abbrev

jist

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Jurnal Indonesia Sosial Teknologi is a peer-reviewed academic journal and open access to social (Education, Economic, Law, Comunication, Management and Humaniora) and Technology . The journal is published monthly once by CV. Publikasi Indonesia. Jurnal Indonesia Sosial Teknologi provides a means for ...