The increasing need for financial transparency and efficiency in community-level governance, particularly within Rukun Tetangga (RT) in Indonesia, calls for innovative solutions. This study presents the development of SIMARET, a mobile application designed to enhance the management of RT financial activities and resident participation, using the Mobile Application Development Life Cycle (MDALC) approach. The research aims to address the challenges of manual financial management, such as lack of transparency and difficulties in tracking funds and activities like neighborhood watch (Siskamling). SIMARET incorporates key features such as digital tracking of resident contributions (jimpitan), QR code-based attendance for Siskamling, and automated financial reports. The system was developed through MDALC’s structured phases: identification, design, development, testing, and deployment. Blackbox Testing and User Acceptance Testing (UAT) were conducted to ensure functionality and user satisfaction. The results show a high satisfaction rate of 97%, confirming that SIMARET simplifies financial administration and enhances community participation. The study also highlights the application’s contribution to the United Nations Sustainable Development Goals (SDG) 16 by promoting transparency and effective governance at the local level. Although SIMARET demonstrates significant potential, further research is recommended to improve its user interface design and expand its implementation in other communities.
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