Economic Education Analysis Journal
Vol. 13 No. 3 (2024): Economic Education Analysis Journal

Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech)

Zakiatul Hidayah, Zulfa (Unknown)
Latif, Abdul (Unknown)
Meirani, Nadia (Unknown)



Article Info

Publish Date
24 Oct 2024

Abstract

The purpose of investing is to make a profit. The millennial generation is a generation that knows a lot about finance and tends to be good at managing their money and can anticipate financial problems in the future. This study aims to see how financial literacy and financial technology affect a person's investment decisions, especially an employee in determining the form of investment. The population used is all employees in the Bekasi area. The data source for this study uses primary data obtained from the results of distributing questionnaires using Google Form. The sampling technique using the Lemeshow formula on the millennial generation in the Bekasi area received 192 questionnaires with Linkert scale measurements. The research conducted by the researcher is to measure the positive influence of several indicators on each variable in it using a statistical test tool with Partial Least Square (PLS) using SmartPLS software. The results of the research conducted show that the financial literacy variable is a factor that significantly influences individual investment decisions, in addition, the financial technology variable also influences individual decisions to invest.

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Journal Info

Abbrev

eeaj

Publisher

Subject

Economics, Econometrics & Finance

Description

Economic Education Analysis Journal offers original articles on economics education. In its pages, leading scholars evaluate innovations in teaching techniques, materials, and programs. Instructors of introductory through graduate level economics education will find the journal an indispensable ...