Prosiding Seminar Nasional Sisfotek (Sistem Informasi dan Teknologi Informasi)
Vol 8 No 1 (2024): SISFOTEK VIII 2024

Analisis Kelayakan Peminjaman Uang untuk Pembelian Properti Dipengaruhi oleh Status Perkawinan dan Jumlah Tanggungan Menggunakan Algoritma Naïve Bayes

Sri Erina Damayanti (Unknown)
Firli Setiani (Unknown)
Putri Ayu Ningtias (Unknown)
Reihan Aulia Darojat (Unknown)



Article Info

Publish Date
28 Oct 2024

Abstract

This study aims to analyse the feasibility of loan approval for property purchases influenced by marital status and the number of dependents using the Naïve Bayes algorithm. Data were collected from a bank and analyzed using Orange Data Mining software. The results show that the Naïve Bayes algorithm is effective in predicting loan feasibility with an accuracy rate of 80.4%. Other evaluation metrics such as F1 score, precision, and recall also demonstrate good performance, with values of 78.2%, 81.4%, and 80.4% respectively. Although there are some weaknesses in predicting both positive and negative classes with equal accuracy, overall, the Naïve Bayes method remains reliable for this purpose. The implementation of this algorithm using the Orange Data Mining toolkit facilitates the data analysis and visualisation process, providing a clear understanding of the factors influencing loan feasibility for borrowers.

Copyrights © 2024






Journal Info

Abbrev

SISFOTEK

Publisher

Subject

Computer Science & IT

Description

Seminar Nasional Sistem Informasi dan Teknologi (SISFOTEK) merupakan ajang pertemuan ilmiah, sarana diskusi dan publikasi hasil penelitian maupun penerapan teknologi terkini dari para praktisi, peneliti, akademisi dan umum di bidang sistem informasi dan teknologi dalam artian ...