Economicus: Jurnal Ekonomi dan Manajemen
Vol. 16 No. 1 (2022): JUNI

ANALISIS PENILAIAN TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC PADA PT BANK MUAMALAT INDONESIA TBK PERIODE 2016 – 2020

., Muhlis (Unknown)
Devi Eka Putri (Unknown)



Article Info

Publish Date
25 Jun 2022

Abstract

This study aims to determine the health level of PT Bank Muamalat Indonesia Tbk using the Risk-based Bank Rating method in accordance with POJK Number 8/POJK.03/2014 concerning the Assessment of the Soundness Level of Islamic Commercial Banks and Sharia Business Units. This assessment covers 4 aspects, namely: Risk Profile, Good Corporate Governance, Earnings, and Capital or commonly called RGEC. This research uses a quantitative approach method. The data studied are quantitative data sourced from the annual financial statements and GCG reports of PT Bank Muamalat Indonesia Tbk for the period 2016 – 2020. The data collection technique in this study uses the documentation method. The data analysis technique used is descriptive analysis technique with the Risk-based Bank Rating or RGEC method consisting of Risk Profile (NPF and FDR), Good Corporate Governance (bank self-assessment), Earnings (ROA, ROE, and BOPO), and Capital (CAR). The results of this study indicate that during 2016 - 2020 the health level of PT Bank Muamalat Indonesia Tbk is in the position of Composite Rank 4 (PK 4) which is categorized as "unhealthy".

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Journal Info

Abbrev

economicus

Publisher

Subject

Economics, Econometrics & Finance Other

Description

Jurnal Economicus merupakan jurnal ilmiah yang diterbitkan oleh Sekolah Tinggi Ilmu Ekonomi (STIE) Dewantara yang memuat informasi hasil kegiatan penelitian dan gagasan konseptual di bidang ekonomi dan ...