Borneo Islamic Finance and Economics Journal (BIFEJ)
BIFEJ VOL. 4, NO.2, Desember 2024

Pengaruh Literasi Keuangan Dan Literasi Digital Terhadap Minat Penggunaan Digital Payment Pada Mahasiswa

Fatasya, Putri Aulia (Unknown)
Marandika, Muhammad Andrian (Unknown)
Azizah, Rahmi Nur (Unknown)
Purnamasari, Helen (Unknown)
Asnaini, Asnaini (Unknown)



Article Info

Publish Date
24 Dec 2024

Abstract

Abstract This study aims to analyze the influence of financial literacy and canggih literacy on the interest in using canggih payments among students of the Faculty of Islamic Economics and Business (FEBI) UIN Fatmawati Sukarno Bengkulu. The method used in this study is a quantitative approach with multiple linear regression analysis. Data were collected through questionnaires distributed to 70 respondents from a population of 230 students. The results of the study indicate that financial literacy has a positive and significant influence on the interest in using canggih payments, with a regression coefficient of 0.271. In addition, canggih literacy has also been shown to contribute positively to the use of canggih payment methods, with a regression coefficient of 0.258. Thus, it can be concluded that financial literacy and digital literacy partially have a positive and significant effect on the use of advanced payment tools. These findings emphasize the importance of increasing financial and canggih literacy among students to encourage more active and wise use of canggih payments. This research is expected to be a reference for the development of educational programs that focus on financial literacy and digital payments in educational institutions. Thus, the results of this study can provide knowledge to policy makers in designing effective strategies to improve students' understanding of the benefits and risks of using advanced payments. Keywords: Financial literacy, canggih literacy, canggih payments.

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Journal Info

Abbrev

bifej

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Borneo Islamic Finance and Economics Journal encompasses research articles, original research report, reviews, and scientific commentaries in the field of Islamic Finance and Economics, including: Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth ...