Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA)
Vol. 2 No. 1 (2024): November

Analisis Manajemen Risiko Pembiayaan Cicil Emas di BSI KCP Waru Juanda

Danesh Ara Khayriya (Unknown)
Sri Wigati (Unknown)



Article Info

Publish Date
26 Nov 2024

Abstract

Gold installment financing is a financing facility offered by sharia banking for gold ownership through installments using a murabahah contract and a rahn contract.  The murabahah contract is used when the bank and the customer reach an agreement on the selling price of the gold itself.  The bank will also obtain physical control rights from the customer, which will become a form of rahn contract in this financing.  The aim of this research is to understand the risk management of gold installment financing at BSI KCP Waru Juanda.  The subject of this research is Bank Syariah Indonesia KCP Waru Juanda.  Meanwhile, in this research, the object studied is the risk management of one of the financing products at BSI KCP Waru Juanda, namely gold installment financing.  This study used qualitative research methods.  Research data was collected from interviews, observations and documentation.  Apart from that, the researcher also used several literature studies related to this research as reference material.

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Journal Info

Abbrev

jimea

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Jurnal ini merupakan jurnal ilmiah manajemen ekonomi dan akuntansi yang bersifat peer-review dan terbuka. Jurnal ini terbit 4 kali dalam setahun yaitu pada bulan Februari, Mei, Agustus dan November. Fokus dan ruang lingkupnya meliputi: manajemen, ...