JIB : Journal Islamic Banking
Vol 4 No 2 (2024): DESEMBER

Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Return On Asset (ROA) Pada Bank Muamalat Indonesia Periode 2016-2023

Ilmiyah, Syarofatul (Unknown)
Purnamasari, Diana Nur Indah (Unknown)



Article Info

Publish Date
09 Jan 2025

Abstract

This research aims to analyze the impact of mudharabah and musyarakah financing on Return On Asset (ROA) at Bank Muamalat Indonesia during the 2016-2023 period. Employing a quantitative approach with secondary data and an associative research method, the study utilizes purposive sampling techniques and data analysis through classical assumption tests, multiple linear regression, and hypothesis testing with the aid of SPSS version 24. The research findings indicate that mudharabah and musyarakah financing, individually, do not significantly influence ROA, with significance levels of 0.712 and 0.067, respectively, and t-statistic values lower than the t-table. However, simultaneously, mudharabah and musyarakah financing have a significant impact on ROA, as evidenced by the significant F value (0.008 < 0.05) and an F-statistic exceeding the F-table (8.203 > 3.328).

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Journal Info

Abbrev

JIB

Publisher

Subject

Economics, Econometrics & Finance

Description

JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic ...