Iqtisadie: Journal of Islamic Banking and Shariah Economy
Vol. 4 No. 2 (2024): September 2024

Implementasi Multiakad Dalam Fatwa Dewan Syariah Nasional (DSN-MUI) Tentang Pasar Uang

Sari, Nurita (Unknown)
Mustofa, Mustofa (Unknown)



Article Info

Publish Date
01 Nov 2024

Abstract

This research discusses the implementation of multi-contract in the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) related to the money market. Multi-contract is a combination of several contracts in one transaction that aims to fulfill complex needs in modern economic activities. In the context of the money market, multi-conduct can include a combination of contracts such as mudharabah, musyarakah, murabahah, and ijarah. This research examines the extent to which the DSN-MUI fatwa accommodates the application of multi-conduct in money market products, as well as legal analysis and its application in Islamic banking practices in Indonesia. The research method used is a literature study with a qualitative approach to understand the sharia principles underlying the fatwa. The results show that the implementation of multi-cad in the DSN-MUI fatwa allows flexibility and innovation in the development of Islamic money market products, although it must still pay attention to the principle of prudence and synergistic efforts are needed between regulators, Islamic financial institutions, and academics to overcome these challenges. Concrete steps such as unifying interpretations, strengthening cooperation, clear operational standards, and active involvement of industry players are expected to ensure the development of the Islamic money market in line with the desired sharia principles.

Copyrights © 2024






Journal Info

Abbrev

iqtisadie

Publisher

Subject

Economics, Econometrics & Finance

Description

that Journal is published twice a year every March and September. This journal contains studies on bank and non-bank Islamic financial institutions and Islamic economics. This journal can be accessed openly which means that all the content available is freely accessible at no cost, either to the ...