Accounting Profession Journal (APAJI)
Vol. 7 No. 1 (2025): Accounting Profession Journal (APAJI)

STUDY OF THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND TRUST ON SAVING INTEREST WITH DEMOGRAPHICS AS A MEDIATOR

Irdiana, Sukma (Unknown)
Kusnanto Darmawan (Unknown)
Ninik Lukiana (Unknown)

Article Info

Publish Date
27 Jan 2025

Abstract

The purpose of this study was to examine the influence of Islamic financial literacy and trust on savings interest, with demographics as a mediator. A descriptive quantitative approach was used, involving a population of active students in Lumajang Regency, with a sample size of 170 selected through purposive sampling. Path analysis was employed as the technique. The findings show that Islamic financial literacy directly affects demographics, while trust does not. Islamic financial literacy does not influence savings interest, but trust and demographics do. Indirectly, Islamic financial literacy impacts savings interest through demographics, while trust does not.

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Journal Info
Accounting Profession Journal (APAJI)
Website

Abbrev

apaji

Publisher

Universitas Kristen Indonesia Paulus

Subject

Economics, Econometrics & Finance

Description

Accounting Profession Journal (APAJI) aims as a medium of exchange of information and scientific works among the teaching staff, alumni, students, practitioners and observers of science in accounting and business. APAJI is that it recognises that informational problems are pervasive in financial ...