Managing: Jurnal Bisnis dan Manajemen
Vol. 2 No. 1 (2025)

Opportunities and Challenges in Developing Micro, Small and Medium Enterprises from Various Financial Aspects

Fathur Rozi (Unknown)
Abdur Rohman (Unknown)



Article Info

Publish Date
12 Feb 2025

Abstract

MSMEs have an important role in the country's economy because they are the only ones who are considered capable of surviving the current storm of trade competition and economic downturn. Many sectors contribute to Indonesia's economic development, but the micro, small and medium enterprise (MSME) sector has a very large contribution. Literature evaluation of books and journals related to research is part of the research methodology. The findings of this research show how broad the financial prospects are for the development of MSMEs, as well as how these opportunities are influenced by several other factors. Meanwhile, funding, marketing and financial problems are obstacles to the development of MSMEs. Based on the study findings, MSMEs can benefit from two different things, namely the first is basic potential, then the second is a policy from the government regarding the type of business developed by MSMEs. Constraints are financing and marketing factors. As many as 17.50% of MSMEs received capital from banks, and 82.50% from non-bank institutions such as individual savings and loan cooperatives, family loans, venture capital and others.  

Copyrights © 2025






Journal Info

Abbrev

i

Publisher

Subject

Economics, Econometrics & Finance

Description

Managing: Jurnal Bisnis dan Manajemen is a peer reviewed journal published by Penerbit Hellow Pustaka. The journal is aimed at spreading the research results conducted by academicians, researchers, and practitioners in the field of business and management. In particular, papers which consider the ...