Journal of Visionary Sharia Economy (JOVISHE)
Vol. 1 No. 2 (2022): Edition December 2022

Analisa Faktor-Faktor Penentu Efesiensi Biaya Bank Umum Syariah Indonesia Menggunakan Metode Parametrik Periode 2017-2021

Sania Adela Putri (Universitas Islam Negeri Sumatera Utara)
Muhammad Yafiz (Universitas Islam Negeri Sumatera Utara)
Wahyu Syarvina (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
21 Sep 2023

Abstract

This study aims to measure the efficiency level of Indonesian Islamic Commoercial Banks in 2017-2021 using the cost function using the parametric Stochastic Frontier Approach (SFA) method and analyse the influence of the component variables forming the efficiency level of Indonesian Islamic Commercial Bank in 2017-2021using the cost function with the method OLS parametric regression. The research method used is a quantitative research method. The samples in this study were Bank BCA Syariah and Bank Victoria Syariah.The result of this study indicate the the average throughout the research period (2017-2021) the efficiency level of costs, Bank Victoria Syariah and Bank BCA Syariah, is 1973803.5 and 77701744.8 respectively, where this efficiency level is included in the efficiency category. Then the determinants of the component variables forming the cost function with the OLS regression method at the two banks have differences. Bank BCA Syariah is significantly influenced by three of the four component variables on costs while Bank Victoria has no significant effect on the four components on costs.

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Journal Info

Abbrev

jovishe

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Social Sciences

Description

The Journal of Visionary Sharia Economy (JOVISHE) is a platform dedicated to advancing scientific understanding of Islamic economics and finance, with a focus on global issues and long-term problem-solving in the field. This journal is an appropriate venue for scholarly discussions on various ...