J-CEKI
Vol. 3 No. 6: Oktober 2024

Ḥȋlah Dalam Fatwa DSN-MUI Tentang Dana TBDSP Bagi Lembaga Keuangan Syariah

Hasim Hasim (Institut Agama Islam An-Nawawi Purworejo)
Muhajir Muhajir (Institut Agama Islam An-Nawawi Purworejo)
Achmad Nursobah (Institut Agama Islam An-Nawawi Purworejo)



Article Info

Publish Date
02 Oct 2024

Abstract

The use of new transactions in Islamic finance has faced criticism, particularly regarding the implementing of ḥȋlah (legal stratagem) which is seen as adopting conventional financial instruments that go against religious morals. This research examines the application of ḥȋlah in the Indonesian Ulama Council's (DSN-MUI) fatwa, or religious ruling, on funds that are not considered to be halal (funds that cannot be recognized as income). A way to divide up accounts and direct non-halal money toward social causes is offered by the DSN-MUI. Using a normative-philosophical perspective, this study reveals how ḥċlah is applied in the fatwa. The results show indications of the application of ḥȋlah, as seen from: (1) the recognition of non-halal funds, (2) the obligation to have a special account to separate halal and non-halal funds, and (3) the distribution of non-halal funds for socio-religious activities as an effort to avoid the stagnation of wealth. Overall, this fatwa tends to use ḥȋlah by referring to the practice of the Prophet Muhammad in handling assets with unclear legal status.

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Journal Info

Abbrev

J-CEKI

Publisher

Subject

Humanities Social Sciences

Description

J-CEKI : Jurnal Cendekia Ilmiah diterbitkan oleh CV. ULIL ALBAB CORP. J-CEKI terbit 6 kali dalam setahun atau tiap 2 bulan sekali. J-CEKI menerbitkan artikel bidang Humaniora dan Ilmu Sosial. Humaniora: Bahasa dan Linguistik, Sejarah, Sastra, Seni Pertunjukan, Filsafat, Agama, Seni Rupa. Ilmu ...