Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan
Vol. 20 No. 1 (2025): APRIL

The Influence of Fintech and Monetary Policy on Financial Stability in Indonesia

Seprianti, Viola Ditya (Unknown)
Syafii, M. (Unknown)



Article Info

Publish Date
05 Apr 2025

Abstract

The decline in financial system stability has negative consequences for the economy as a whole, such as declining economic growth, increasing political and social instability, increasing poverty rates, and so on. Therefore, research is needed to determine the appropriate policies to improve the stability of the Indonesian financial system. This study aims to examine the influence of fintech and monetary policy on the stability of the Indonesian financial system from 1982-2019. The method used is Vector Autoregression (VAR). The results of this study conclude that shocks that occur in gross domestic product (GDP), inflation (INF), exchange rates (KURS) and service features (FL) have a positive and significant impact on the stability of the Indonesian financial system. Meanwhile, shocks that occur in the amount of money in circulation (JUB), real interest rates (SBR), ease of use (KP) and information security risk (RKI) have a negative and significant impact on the stability of the Indonesian financial system.

Copyrights © 2025






Journal Info

Abbrev

neraca

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal NERACA KEUANGAN atau NERACA adalah jurnal ilmiah yang menitikberatkan pada pengembangan ilmu akuntansi pada umumnya, sesuai namanya jurnal ini dimaksudkan untuk dapat memberikan inovasi pada perkembangan teknologi dan ilmu akuntansi dengan memberikan informasi informasi praktis hasil ...