Jurnal Ekonomika dan Bisnis Islam
Vol 7 No 3 (2024): Desember

PENGARUH LITERASI KEUANGAN SYARIAH, MANFAAT, DAN RISIKO TERHADAP MINAT MENGGUNAKAN SHOPEE PAYLATER PADA MAHASISWA SURABAYA: THE INFLUENCE OF SHARIA FINANCIAL LITERACY, BENEFITS, AND RISKS ON INTEREST IN USING SHOPEE PAYLATER AMONG SURABAYA STUDENTS

Afif, Zamitah Tahiyyah (Unknown)
Indrarini, Rachma (Unknown)



Article Info

Publish Date
31 Dec 2024

Abstract

The payment system in Indonesia is evolving with the presence of financial technology, one of which is shopee paylater. Currently, shopee paylater is widely used by the Indonesian community. This can be seen from a survey indicating that Shopee Paylater outperforms other pay-later services. This research aims to determine whether there is an influence of islamic financial literacy, benefits, and risks on the interest in using shopee paylater. The research method used is a quantitative approach with an associative research method. The data used in this study are from a survey of 150 respondents obtained through non-probability sampling using purposive sampling technique. The data were analyzed using SmartPLS 4.0. The results of this study indicate that, Islamic financial literacy has a positive influence on the interest in using shopee paylater among students in Surabaya. Benefits have a positive influence on the interest in using shopee paylater among students in Surabaya. And Risks do not influence the interest in using shopee paylater among students in Surabaya.

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Journal Info

Abbrev

jei

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan ...