SCIENTIA JOURNAL : Jurnal Ilmiah Mahasiswa
Vol 6 No 6 (2024): Scientia Journal

PENGARUH SKALA USAHA, PEMBIAYAAN DAN HUBUNGAN KEUANGAN BANK TERHADAP KINERJA UMKM

Naibaho, Zesri Ade Putri (Unknown)
Ompusunggu, Hermaya (Unknown)



Article Info

Publish Date
25 Sep 2024

Abstract

The purpose of this study is to examine how bank financial relationships, business scale, and financing affect the performance of MSMEs in Bengkong District. A quantitative approach using multiple linear regression analysis approaches is the research methodology employed. The findings demonstrated that the performance of MSMEs was positively and significantly impacted by business scale. The performance of MSMEs improves with increasing firm scale. The performance of MSMEs is also positively and significantly impacted by financing; the easier it is for MSMEs to get financing, the better their performance will be. Additionally, the performance of MSMEs is positively and significantly impacted by bank partnerships; the stronger the relationship between MSMEs and banks, the higher the performance of MSMEs. The performance of MSME's is also significantly impacted by bank financial ties, funding, and business scale. It is advised that MSMEs in Bengkong Subdistrict continue to grow their businesses, broaden their access to funding, and cultivate positive banking connections in light of the study's findings. To increase corporate performance and competitiveness, MSMEs also require extensive support and help from local governments and affiliated organisations.

Copyrights © 2024






Journal Info

Abbrev

scientia_journal

Publisher

Subject

Humanities Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice

Description

SCIENTIA JOURNAL Merupakan Jurnal Mahasiswa Universitas Putera Batam Fakultas Ilmu Sosial dan Humaniora. Jurnal ini untuk mewadahi makalah hasil penelitian mahasiswa Pada Bidang Ilmu Manajemen, Akuntansi, Ilmu Hukum, Administrasi Negara, Ilmu Komunikasi dan Sastra. Diharapkan dengan adanya SCIENTIA ...