Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 

Analisis Efisiensi KB Bank Syariah Periode 2018-2023 Menggunakan Pendekatan DEA

Adinda Meyta Saharani (Unknown)
Ninda Ardiani (Unknown)



Article Info

Publish Date
01 May 2025

Abstract

The purpose of this study is to analyze / examine and compare how the level of efficiency generated by PT. Bank KB Bukopin in 2018-2020 (the phase before the transfer of the bank's main share ownership) with 2021-2023 (the phase after the transfer of the bank's main shares), so unlike many previous studies, this study will use only 1 type of bank, namely KB Bank Syariah. In this study, the data used is secondary data in the form of financial reports obtained from the official website / official website of KB Bank Syariah. The data analysis method used to analyze efficiency at KB Bank Syariah before and after the transfer of the bank's main share ownership is Data Envelopment Analysis (DEA) with an intermediation approach with VRS assumptions. The results of this study conclude that the efficiency generated by KB Bank Syariah in the 2018-2023 period experienced fluctuations where the period before the transfer of the main shares can be said to be more efficient than the period after the transfer of the main shares of KB Bank Syariah. The causes of inefficiency include total assets, income, labor costs and financing.

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...