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Analisis Tingkat Efisiensi dan Produktivitas Perbankan di Indonesia Ketika dan Setelah Pandemi Covid 19 Ninda Ardiani; Nur Latifah, Fitri; Oktaviyanti, Ika; Aura Salsabil, Jasmine
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2845

Abstract

This study attempts to ascertain the productivity and efficiency levels of eight Islamic banks and eight conventional banks in Indonesia during and after the COVID-19 pandemic. Using Data Envelopment Analysis (DEA) and Malmquist's Productivity Index (MPI), this study's input factors include labor expenses, assets, financing and revenue, and Third Party Funds (DPK). The findings indicate that the highest degree of efficiency has been effectively maintained by Bank Mandiri, BTN, BTPN, KB Bank Syariah, and BVS. Following the Covid-19 epidemic, BNI was the only bank to see an derivation in performance. Potential improvements in labor cost and revenue management were identified in a number of institutions by the Total Potential Improvement analysis .However, the MPI investigation demonstrates that banks such as BTPN and MEGA have seen notable boosts in productivity due to their successful adoption of digital technology. All things considered, this study demonstrates how the COVID-19 pandemic has affected Indonesian banks' performance. While some banks have maintained or even increased productivity, banks still face substantial hurdles in terms of profitability and efficiency. These findings suggest that in order to meet upcoming difficulties, operational efficiency gains and technology breakthroughs are essential.
Literasi Green Economy dan Animasi Pilah Sampah untuk Edukasi Lingkungan di SMA Muhammadiyah 3 Tulangan Diah Krisnaningsih; Ninda Ardiani; Masruchin Masruchin
SAFARI :Jurnal Pengabdian Masyarakat Indonesia Vol. 5 No. 3 (2025): Juli : SAFARI :Jurnal Pengabdian Masyarakat Indonesia
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/safari.v5i3.2918

Abstract

The environmental crisis is becoming an increasingly pressing issue as development increases without adequate attention to ecological aspects. Negative impacts such as air, soil, and water pollution, as well as extreme climate change, demonstrate that development is not aligned with the principles of environmental sustainability. One serious problem is the increasing volume of waste, from households, schools, and industry. Unfortunately, public awareness of waste sorting and management remains relatively low. Poorly managed waste can cause pollution and long-term health threats. Separating organic and inorganic waste is a crucial step in creating an effective and environmentally friendly waste management system. Therefore, environmental education is a strategic effort to foster awareness from an early age, particularly in the school environment. Through an educational approach and engaging delivery, it is hoped that students will more easily understand the importance of maintaining a clean and sustainable environment. This community service activity aims to improve Green Economy literacy and waste sorting education for students at Muhammadiyah 3 High School, Tulangan, Sidoarjo. The primary target group is 12th-grade students from five classes who are directly involved in the outreach activities. The method used is the screening of interactive and educational motion graphic animation media, making it easier for students to understand the material. This media was chosen because it is visual, engaging, and in line with the characteristics of a young generation familiar with technology. As a form of concrete support, the team also provided green (organic) and yellow (inorganic) trash cans throughout the school environment. It is hoped that this activity will not only broaden students' understanding of the importance of waste sorting but also foster positive, sustainable habits. Furthermore, this activity is the first step in developing a young generation with social responsibility and environmental awareness.
Analisis Tingkat Efisiensi dan Produktivitas Perbankan di Indonesia Ketika dan Setelah Pandemi Covid 19 Ninda Ardiani; Nur Latifah, Fitri; Oktaviyanti, Ika; Aura Salsabil, Jasmine
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2845

Abstract

This study attempts to ascertain the productivity and efficiency levels of eight Islamic banks and eight conventional banks in Indonesia during and after the COVID-19 pandemic. Using Data Envelopment Analysis (DEA) and Malmquist's Productivity Index (MPI), this study's input factors include labor expenses, assets, financing and revenue, and Third Party Funds (DPK). The findings indicate that the highest degree of efficiency has been effectively maintained by Bank Mandiri, BTN, BTPN, KB Bank Syariah, and BVS. Following the Covid-19 epidemic, BNI was the only bank to see an derivation in performance. Potential improvements in labor cost and revenue management were identified in a number of institutions by the Total Potential Improvement analysis .However, the MPI investigation demonstrates that banks such as BTPN and MEGA have seen notable boosts in productivity due to their successful adoption of digital technology. All things considered, this study demonstrates how the COVID-19 pandemic has affected Indonesian banks' performance. While some banks have maintained or even increased productivity, banks still face substantial hurdles in terms of profitability and efficiency. These findings suggest that in order to meet upcoming difficulties, operational efficiency gains and technology breakthroughs are essential.
Analisis Efisiensi KB Bank Syariah Periode 2018-2023 Menggunakan Pendekatan DEA Adinda Meyta Saharani; Ninda Ardiani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i5.6995

Abstract

The purpose of this study is to analyze / examine and compare how the level of efficiency generated by PT. Bank KB Bukopin in 2018-2020 (the phase before the transfer of the bank's main share ownership) with 2021-2023 (the phase after the transfer of the bank's main shares), so unlike many previous studies, this study will use only 1 type of bank, namely KB Bank Syariah. In this study, the data used is secondary data in the form of financial reports obtained from the official website / official website of KB Bank Syariah. The data analysis method used to analyze efficiency at KB Bank Syariah before and after the transfer of the bank's main share ownership is Data Envelopment Analysis (DEA) with an intermediation approach with VRS assumptions. The results of this study conclude that the efficiency generated by KB Bank Syariah in the 2018-2023 period experienced fluctuations where the period before the transfer of the main shares can be said to be more efficient than the period after the transfer of the main shares of KB Bank Syariah. The causes of inefficiency include total assets, income, labor costs and financing.