Jurnal Konseling dan Pendidikan
Vol. 13 No. 1 (2025): JKP

Cryptocurrency adoption and its influence on financial stability in emerging markets

Minarni, Eni (Unknown)



Article Info

Publish Date
21 Apr 2025

Abstract

This study explores the adoption of cryptocurrency and its influence on financial stability in emerging markets through a qualitative literature review. With the rapid growth of digital currencies, understanding their impact on financial systems has become increasingly crucial, particularly in developing economies where traditional banking infrastructure may be limited. The research synthesizes existing scholarly articles, reports, and case studies to identify key factors influencing l. cryptocurrency adoption, including regulatory frameworks, technological infrastructure, and societal attitudes towards digital currencies. Furthermore, the study examines the potential benefits and risks associated with cryptocurrency adoption, such as increased financial inclusion, volatility, and the challenges of regulatory oversight. By analyzing these dimensions, the research aims to provide a comprehensive understanding of how cryptocurrency can affect financial stability in emerging markets. The findings suggest that while cryptocurrency adoption presents opportunities for enhancing financial access and innovation, it also poses significant risks that could undermine financial stability if not managed effectively. This study contributes to the ongoing discourse on digital currencies by highlighting the need for balanced regulatory approaches that promote innovation while safeguarding financial systems. The insights gained from this research can inform policymakers and stakeholders in emerging markets as they navigate the complexities of integrating cryptocurrencies into their financial ecosystems.

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Journal Info

Abbrev

jkp

Publisher

Subject

Education

Description

Jurnal Konseling dan Pendidikan merupakan jurnal ilmiah dalam bidang keilmuan Bimbingan dan Konseling dan Pendidikan. Jurnal ini diterbitkan oleh Indonesian Institute for Counseling And Education (IICE), merupakan sub lembaga dari perusahaan Multikarya Kons merupakan salah satu Pusat Kajian, Latihan ...