PENILAIAN TINGKAT KESEHATAN BANK DENGAN TEKNIK ANALISA CAMEL

PRAMESTI LESMANA FITRI (Sekolah Tinggi Ilmu Ekonomi Indonesia Malang)
FRIYANTO - (Sekolah Tinggi Ilmu Ekonomi Indonesia Malang)

Akademika : Jurnal Manajemen, Akuntansi, dan Bisnis
Vol 14, No 2 (2016): Agustus 2016

This study aimed to analyze the financial health of PT. Bank Negara Indonesia(Persero) Tbk. the period 2010-2014. The method used in this research is themethod that includes aspects of CAMEL Capital, Assets, Management, Earningsand Liquidity. CAMEL is a tool for analyzing the finances of banks and for bankmanagement assessment set by Bank Indonesia to determine the soundness ofbanks of the bank concerned.The results of this study indicate that the financial soundness of PT. Bank NegaraIndonesia (Persero) Tbk. using CAMEL ratio value calculation in 2010amounted to 88.62, in the year 2011 was 90.1, in 2012 amounted to 90.375, in2013 amounted to 90.45, in 2014 amounted to 90.025. The net value ratioCAMEL PT. Bank Negara Indonesia (Persero) Tbk. Healthy categorized as morethan 81.Keywords: Health Bank, CAMEL ratio